Borrower Ability to Repay Attestation
Standard borrower attestation confirming monthly income adequacy and debt obligation verification under QM underwriting rules.
Packaging & Submission Instructions
Originator Guidance: Complete and execute this form prior to upload with the initial loan submission package in the Corva Wholesale Broker Portal or Fannie Mae Desktop Originator.
Ensure all borrower signatures, entity documentation (for LLC or corporate borrowers), and applicable disclosures match the 1003 loan application. For assistance packaging this document, contact the Corva Broker Operations Desk at [email protected].
Form Description & Requirements
Qualified Mortgage ATR Certification
Standardized form executed by primary borrowers confirming adequacy of liquid assets and recurring income to support new mortgage debt service.