Corva Link Matrices – Non-BPL Consumer
Consumer residential non-QM matrix covering primary residence and second home purchases using bank statements, 1099, and asset depletion.
Underwriting Specifications & Parameters
MAXIMUM LTV
85%
MINIMUM FICO
620
MAX LOAN LIMIT
$3,000,000
UNDERWRITE SLA
< 24 Hours
Program Highlights & Selling Points
- Primary residence and second home consumer financing
- Alternative documentation: Bank statements, 1099, Asset assist
- DTI ratios allowed up to 50%
- Gift funds permitted for down payment and closing costs
- Credit scores starting at 620
Program Overview & Guidelines
Corva Link Consumer Non-QM Framework
Comprehensive underwriting guidelines for consumer owner-occupied transactions where borrowers require non-traditional income analysis.
Official Program Guidelines & Matrix
Complete underwriting guidelines, reserve requirements, and matrix specifications (PDF).
< 2 HOUR DECISION
Submit Corva Link Matrices – Non-BPL Consumer Scenario
Direct credit desk review by dedicated wholesale underwriters. Submit transaction parameters below for immediate pricing, structuring, and written terms.