Oregon Wholesale Lending Footprint
Statutory licensing directives, eligible loan products, and originator compliance rules for closing wholesale transactions in Oregon.
Compliance Directives & Licensing Requirements
Official Statutory Directives & Exception Notes
Wholesale Financing Available in Oregon
- DSCR (1-4 & 5-8 Units): Qualify on subject property rental cash flow up to 85% LTV.
- Bank Statement (12 & 24 Mo): Self-employed business & personal bank statement qualification up to $3.5M.
- Profit & Loss / 1099 Only: CPA certified P&L or 1099 wage forms with zero personal tax returns.
Oregon Regulatory Directives & Dossier
Oregon (OR) Regulatory Compliance Directives
Official state compliance dossier for Corva Lending LLC wholesale originations in Oregon.
Wholesale Lending Directives
- Compliance Tier: License Required
- Broker License Required: YES
- MLO Originator License Required: YES
- Consumer QM Approved: YES: Approved for Agency, FHA, VA & Jumbo
Official Matrix Notes
Broker & Originator required to close.
Entity & Closing Requirements
All business-purpose transactions in Oregon are executed under federal Regulation Z commercial exemptions. Transactions may be closed in a properly organized entity (LLC or Corporation) through an approved title company or closing attorney.
Submit Oregon Scenario
Direct underwriter review for Oregon wholesale originations. Submit transaction parameters below for immediate structuring, licensing exceptions, and written terms.